Get it now, pay over time with Shop Pay.

Choose your payment schedule at checkout – starting at 4 interest-free payments every 2 weeks.

No hidden fees, ever.

No impact on your credit score to apply.

 How it works

1. Add  items to your cart(or shopping bag).

2. Check out with Shop Pay.

3. Choose the option to pay in installments.

4. When you choose Shop Pay at checkout, you can split your purchase into flexible installment payment

Your first payment is due at checkout. The remaining payments are automatically charged to your card saved on Shop Pay based on the payment plan you chose. Don't worry, you'll get an email reminder before each payment to remind you.

Buy now, pay later with Shop Pay

1 Buy now, pay later with Shop Pay
2 Get it now, pay over time
3 Collect figures now, pay later
4 Gift anime today, pay later
5 Shop now, pay in 4 flexible payments

If you finance your purchase with Affirm, your first payment is due approximately two weeks after your purchase is finalized. Please note that due to extended delivery times, your loan payment(s) may be due before you receive your purchase.

Choose Shop Pay at checkout for carbon-neutral deliveries at no extra cost


Quick approval, flexible payment, no late fees

 FAQ for our customers

What is the option to pay in installments on Shop Pay?

when checking out with Shop Pay, you can have the option to pay now or later. paying in installments on Shop Pay allows you to split your purchase amount into four equal, biweekly installment payments with 0% APR, or monthly installments with no hidden or late fees.

Which payment methods are accepted if I use the option to pay Installments on Shop Pay?

The installments option on Shop Pay is available on debit and credit cards.

Can I use Shop Pay Installments If I'm an international customer? 

Shop Pay Installments is only available to customers with a United State billing address and phone number. Customers with international billing address and phone number can't use Shop Pay Installments.

Is there a limit to how much I can spend on a single Shop Pay Installments order

Yes 17,500 USD is the order value limit that applies to purtchases using Shop Pay Installments, including discounts, shopping, and taxes.

Can I buy gift cards with Shop Pay Installments?

You can't purchase gift cards using Shop Pay Installments. If you want to purchase gift cards along with Shop Pay Installments eligible products, then you need to place two separate orders.

Are there late fees?

No, there are no late fees if you miss a scheduled payment.

What if I miss an installment payment?

There are no late fees for customers who miss a scheduled payment. However, partial payments or late payments might impact your credit score or your eligibility to use Shop Pay Installments in the future. If you have questions about a missed installment payment, then you can contact Affirm support for assistance

What if I make a return on a purchase made through Installments with Shop Pay?

After your refund is processed, the refund amount will appear on your payment schedule within 3-10 business days, and your balance will be updated.

If your refund is less then your total purchase balance, then it might not lower your next payment. Instead, you can expect fewer payments, a smaller final payment, or both.

If your refund is more then your purchase balance, then the difference is returned to your original payment method within 3-10 business day.

If your order is made with monthly payments, then the paid interest isn't refunded. Interest is the cost of borrowing, and isn't refundable 

Have more questions?

For questions about installment payments on Shop Pay, visit

Shop Pay Installments

Shop Pay offers customers the option to pay for their order in full at checkout, or to pay in installment payments for order from 50 USD to 17,500 USD.

Your customers can choose between the following installment payment options at checkout:

  • Four, biweekly, interest-free payments, for order from 50 USD to 999.99 USD.
  • Monthly payments for order from 150 USD to 17,500 USD. Monthly installment orders are interest-bearing from 10 to 30% APR, and may be paid in three, six, or twelve months depending on the purchase amount.


The estimated payment amount excludes taxes and shipping. Rates from 0-30% APR. Payment options through Affirm are subject to an eligibility check, may not be available in all states, and are provided by these lending partners: Options depend on your purchase amount, and a down payment may be required. CA Residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lender license.